Legal Disclosure

Effective Date: February 21, 2026 | Last Updated: February 21, 2026

Important: Startup16 is a technology platform, not a professional advisory service. All AI-generated content is for informational purposes only. Please read this disclosure carefully before using the Service.

1. Company Information

Startup16 is a product of Startup16, a limited liability company registered in the State of Georgia, United States. Startup16 operates the Startup16 platform and associated services.

2. Nature of the Service

Startup16 is a software-as-a-service (SaaS) platform that uses artificial intelligence to assist entrepreneurs and founders in evaluating and developing business ideas. The platform provides AI-generated scores, analyses, projections, recommendations, and other outputs through its 16-phase framework, Venture Snapshots, and premium tools.

STARTUP16 IS NOT AND DOES NOT PROVIDE:

• Legal advice or legal services
• Financial advice or investment advice
• Tax advice or accounting services
• Business consulting or management consulting
• Securities advice or broker-dealer services
• Insurance advice or actuarial services
• Guarantees of business success, funding, or revenue
• Certified valuations or appraisals
• Due diligence services

3. AI-Generated Content Disclosure

All scores, analyses, market sizing estimates, financial projections, revenue models, competitive assessments, risk evaluations, VC simulations, pitch reviews, benchmark comparisons, and other outputs generated by Startup16 are produced by artificial intelligence algorithms and large language models. These outputs:

• Are based on the limited information you provide and general training data available to the AI models.
• May contain errors, inaccuracies, biases, outdated information, or AI "hallucinations" (fabricated information that appears factual).
• Do not account for all relevant factors in any real-world business scenario.
• Should never be the sole basis for any business, financial, legal, or personal decision.
• May not reflect current market conditions, regulations, or competitive dynamics.
• Are not a substitute for professional advice from qualified attorneys, accountants, financial advisors, or business consultants.

4. No Guarantee of Outcomes

STARTUP16 MAKES NO GUARANTEES, REPRESENTATIONS, OR WARRANTIES REGARDING ANY PARTICULAR BUSINESS OUTCOME, INCLUDING BUT NOT LIMITED TO: FUNDING SUCCESS, REVENUE GENERATION, PROFITABILITY, MARKET ACCEPTANCE, INVESTMENT RETURNS, BUSINESS VIABILITY, OR ANY OTHER METRIC OF SUCCESS.

Past performance of any startup, benchmark, or example referenced within the Service is not indicative of future results. Any financial projections, market sizing, or revenue estimates are speculative and hypothetical.

5. Assumption of Risk

By using Startup16, you acknowledge and accept the following risks:

• Business Risk: Starting and operating a business involves substantial risk. The majority of startups fail. Startup16 cannot eliminate or reduce this risk.
• AI Reliability Risk: AI-generated content may be inaccurate, incomplete, or misleading. You are solely responsible for independently verifying all AI outputs.
• Decision Risk: Any decisions you make based on information from the Service are your sole responsibility. Startup16 is not liable for the consequences of such decisions.
• Data Security Risk: While we implement reasonable security measures, no system is completely secure. Do not submit highly sensitive or classified information.
• Third-Party Risk: The Service relies on third-party infrastructure, AI models, and payment processors that may experience outages or errors.

6. Investment and Securities Disclaimer

Nothing in the Service constitutes an offer to sell, a solicitation of an offer to buy, or a recommendation of any security, investment, or financial product. Startup16 is not registered as a broker-dealer, investment advisor, or in any similar capacity with any regulatory authority. Any references to valuations, fundraising, investor readiness, or financial metrics are for educational and planning purposes only and should not be construed as investment advice.

7. Intellectual Property Notice

Startup16, the Startup16 logo, and all associated trademarks, service marks, trade names, and trade dress are the property of Startup16. All content, features, functionality, software, algorithms, and design of the Service are owned by or licensed to Startup16 and are protected by United States and international intellectual property laws.

Users retain ownership of their User Content (business ideas, project inputs, etc.) as described in our Terms of Service.

8. Third-Party Content and Links

The Service may reference, link to, or display content from third-party sources, including market data, industry benchmarks, and news. We do not endorse, verify, or assume responsibility for the accuracy or reliability of any third-party content. Third-party trademarks and names are the property of their respective owners.

9. Regulatory Compliance

It is your sole responsibility to ensure that your use of the Service and any business activities you pursue comply with all applicable federal, state, local, and international laws, regulations, and industry standards. Startup16 does not provide guidance on regulatory compliance.

10. Limitation of Liability Summary

As detailed in our Terms of Service, Startup16's total aggregate liability is limited to the greater of (a) the amount you paid in the preceding 12 months, or (b) $100 USD. We are not liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the Service. This includes, without limitation, any losses arising from reliance on AI outputs, business decisions, investment losses, or failure to obtain funding.

11. Force Majeure

Startup16 shall not be liable for any failure or delay in performance resulting from causes beyond our reasonable control, including but not limited to: acts of God, natural disasters, pandemics, government actions, war, terrorism, cyberattacks, power outages, internet disruptions, third-party service failures, or any other force majeure event.

12. Dispute Resolution

All disputes are subject to binding individual arbitration in the State of Georgia as described in our Terms of Service. By using the Service, you waive your right to a jury trial and to participate in class action proceedings.

13. Contact for Legal Matters

For legal inquiries, please contact:

Startup16
Legal Department
Email: legal@startup16.com

By using Startup16, you acknowledge that you have read, understood, and agree to this Legal Disclosure, our Terms of Service, and our Privacy Policy.

© 2026 Startup16. All rights reserved.